Self is a type of credit-building platform. A little like a secured credit card, a little like a forced savings plan. Its a good credit card for when you don’t qualify for regular credit card due to having poor credit.
One participant shared: “my lowest payment over the course of 2 years was 25 bucks a month after 3 months of paying it on time, I gained a credit score of 630. Every couple months it increased a couple points also after 3 months you can get a credit card through the app to help further your credit building but if you don’t pay your balance within 80 days, they close your account.”
